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There are lots of reasons people call on Metric Appraisals, LLC
To a lot of us, an appraisal is simply one more thing in the long list of items for a mortgage or refinance.
Almost all lenders still need a local expert because the stakes are so high, even though there are an increasing number of automated home valuation methods that might seem more practical than an appraisal.
You might assume that getting a mortgage is the only reason you should get an appraisal, but there are additional times when the services of a certified, independent real estate professional could come in handy.
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For real estate appraisals in Bountiful and Davis County, it's easiest when your order online from Metric Appraisals, LLC, just click here.
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Challenge your tax assessment in Davis County
If you live in an area where the value of property has depreciated, it's possible you're paying too much in property taxes.
When building your case, an appraisal from Metric Appraisals, LLC is your best evidence.
At Metric Appraisals, LLC,we can assist you in disputing your tax assessment.
How can you get rid of PMI to lower your mortgage payment?
Private Mortgage Insurance, or PMI, is an extra insurance plan that nearly all lenders ask home buyers to purchase when the amount being loaned to the buyer is more than 80% of the actual value of the real estate.
Seeing that extra payment is usually bundled into the monthly mortgage payment, it is often forgotten.
PMI isn't necessary when the remaining balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level, making this very unfortunate.
In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI payments when the loan-to-value ratio conditions have been met.
Metric Appraisals, LLC will give you a statement regarding the value of your home, and the expense of the home valuation can generally be offset in little time because you'll no longer be paying the PMI.
Settling a divorce with less stress
A divorce can be a particularly daunting event for both parties, and it is often further complicated by the troublesome decision of who keeps the property.
So both parties are fully aware of the true market value of their house, it's a good idea to get an appraisal from Metric Appraisals, LLC, regardless of the situation.
If the parties need to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.
Accurate and fair estate liquidation with Metric Appraisals, LLCSettling an estate
The death of a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved.
The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion.
Most Americans do not have dedicated estate planners or executors to handle these affairs, unlike many wealthy individuals.
A home or other property often makes up a disproportionate share of the total estate value, so understanding the true value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've gotten a fair deal.
Relocating to or from Davis County
We are familiar with the headaches associated with an employee relocation.
That being said, we take great care in setting up a convenient appointment time for the appraisal inspection.
During our intensive process, we encourage employees that are moving to provide input on the positive characteristics of their property, as well as information regarding any current sales or listings in their area that they want considered.
Selling your home quickly at the right price
A professional appraisal can help you make a more informed decision when determining your selling price, whether you decide to sell your home on your own or with the help of a real estate agent.
Separate from a real estate agent, an appraiser has no vested interest in what price the house sells for.
Our fees aren't a percentage of the sales price, but rather they rest on our efforts to finish the appraisal.
We analyze the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis.
And we're experts in knowing how long homes stay on the market. So, getting a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.
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