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Attention homeowners in Bountiful and Davis County: Need an appraisal?
Check out the top 7 reasons why Utah homeowners hire Metric Appraisals, LLC:
- To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
- Challenge Davis County's assessment of your property value
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To reduce a mortgage payment by removing PMI
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Reinstate your Home Equity Line of Credit (or HELOC)
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Verify a different appraiser's report
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If property needs to be divided because of a divorce
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To determine the true market value of a property to settle an estate in Utah
At Metric Appraisals, LLC, we understand the particular needs of a consumer seeking appraisal services.
The appraisal process and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. As our client, we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.
For-Sale-by-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your house because of your emotional attachment to it.
Professional appraisers, like the ones at Metric Appraisals, LLC, are objective. We will tell you what you need to know, not just what you want to hear.
In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer.
The appraisal is something tangible to show your buyer.
The appraisal is an independent third party's opinion of your property's market value, not just you saying how much your home is worth.
Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value conclusion than yours.
Challenging Davis County's assessment of your property
Let's say your house is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued.
That means you're probably paying more taxes than you should.
The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period.
Getting an expert appraisal from Metric Appraisals, LLC is your perfect weapon when contesting your property tax assessment.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable money saver for homeowners.
Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down.
We are experts in helping people just like you abolish unneeded and unwanted PMI insurance.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area.
This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow viewpoint.
Metric Appraisals, LLC can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Do you need a professional to double-check your appraisal for verity, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal?
We can go out and check the subject and comparables in a field review.
Or, if you need it in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Metric Appraisals, LLC can help you with that.
While typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your home.
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Today's Rates:
| 30-yr Fixed | 3.87% | 4% | | 15-yr Fixed | 3.16% | 3.33% | | 1-yr Adj | 2.78% | 3.45% |
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